It's a different professional liability climate today than when you first started to practice medicine. Underwriting standards have tightened considerably, and coverage can be harder to find. Why? There are many drivers fueling this change, including: • A dramatic increase in the severity of professional liability insurance claims; • A steady elevation in the standard of care; and • The exit of several insurance companies from the medical malpractice market. As a result of this changing medical malpractice environment, many physicians have had difficulty finding or renewing coverage. This is especially true for physicians who—for a variety of reasons—have gone through an adverse underwriting experience. Because of these changes, ProAssurance through its subsidiary Red Mountain Casualty Insurance Company, Inc., developed a new product, AltaCover, to assist physicians in securing coverage. Red Mountain Casualty provides access to coverage in the changing market you face. The Coverage You Need AltaCover gives you coverage options where few may have existed before. It also provides you with the elements professionals value and need most when selecting professional liability coverage in this market, including: • Access to excellent claims handling; • Flexibility in limits of liability; and • A financially strong company. Stability You Can Trust Through ProAssurance Corporation, Red Mountain Casualty is backed by more than $2.3 billion in assets and more than $500 million in annualized gross written premiums. ProAssurance is the nation’s third largest writer of medical professional liability through its subsidiaries The Medical Assurance Company, Inc., and ProNational Insurance Company. These subsidiaries are recognized leaders in insuring and developing solutions to address the needs of over 30,000 professionals nationwide. A.M. Best assigns a rating of "Excellent" to ProAssurance and its subsidiaries; Standard & Poor's assigns the Company's professional liability carriers a "Strong" rating. Contact Red Mountain Casualty Today For more information, call toll-free at 866-686-4666. Or, send an e-mail to redmountain@proassurance.com.