You can rely on ProAssurance’s history of success in the courtroom protecting healthcare providers with professional liability insurance in Alabama since 1976. ProAssurance has a unique coverage option to fit your needs. Headquartered in Birmingham, and with an office in Mobile, ProAssurance has an experienced staff ready to assist you in selecting quality professional liability insurance solutions.
In the late 1970s, ProAssurance was founded by Alabama physicians during the initial medical professional liability crisis when other insurance companies left the market. ProAssurance pioneered the aggressive defense of physicians in Alabama. Our goal is to treat you fairly, defending the practice of good medicine whenever possible and discouraging non-meritorious claims.
ProAssurance was instrumental in achieving and maintaining meaningful tort reform measures, a legislative package of protections. Over time, this approach helped stabilize the healthcare professional liability market. Download the Alabama tort reform flyer.
Use the map to find contact information for your county and the corresponding ProAssurance representative.
For over 40 years, ProAssurance has been the exclusive, endorsed carrier for the Medical Association for the State of Alabama (MASA). Visit the medical association’s website to learn more about MASA and membership benefits.
In addition to our close working relationship with MASA, ProAssurance also supports organized medicine in Alabama on many levels. ProAssurance is involved with several county medical societies, dozens of state medical specialty groups, and the local and state chapters of the Medical Group Management Association (MGMA).
You want to ensure your medical professional liability policy comes with a strong defense. Our ratio of defense spending to losses paid is up to 265% higher compared to our competitors. ProAssurance spends more to defend you and spends less on indemnity payments.
Since 2010, ProAssurance has closed an average of 91% of cases in Alabama with no indemnity payment made to the plaintiff. In the same time period, 175 cases were tried in Alabama and 85% were verdicts for the defense. To date, ProAssurance has secured more than 1,300 defense verdicts at trial on behalf of Alabama physicians.
The defense lawyers in Alabama that represent you are exclusive to ProAssurance.
Some local defense firms include:
You also have the benefit of $2 million in contingency excess coverage if a lawsuit goes to trial and results in a verdict in favor of the plaintiff, exceeding the limits of liability. Contingency excess is offered at no additional cost.
Contact your local ProAssurance representative for more information.
ProAssurance Group is rated A (Excellent) by A.M. Best.