You want to be treated fairly with resources available to help you navigate the changing medical professional liability environment. ProAssurance has served Texas physicians for over 40 years. Choose to work with a local, experienced insurer who understands the Texas healthcare professional liability market.
ProAssurance offers a single-source solution to help you accomplish your insurance and business goals. You can choose from traditional insurance approaches, including first-dollar coverage or deductible options, to risk sharing or alternative risk programs. Over 15 ProAssurance-appointed agencies in Texas can assist you with questions about your policy.
Our local claims and underwriting employees have extensive experience assisting Texas physicians. ProAssurance has a healthcare professional liability office located in Texas.
You can access enhanced physician coverage in Texas with a contingency excess policy endorsement. If your individual policy limit is $1,000,000/$3,000,000, you are eligible for an additional $1,000,000 in coverage ($3,000,000 aggregate) in the event of an adverse jury verdict.
This additional coverage is automatically in effect if you have a ProAssurance policy that carries the minimum $1,000,000/$3,000,000 limits. Count on our commitment to help you protect your identity against non-meritorious claims. If your policy limits are less than $1,000,000/$3,000,000 and you want the additional $1,000,000 in coverage, you can apply to increase your limits mid-term.
ProAssurance recognizes physicians who have never been sued before. Claims-free premium credit applies if you have never had a claim made against you or have not paid a claim within a certain time period. Offering options so you can choose what best suits your practice is how we help ensure you are treated fairly.
We keep you informed about emerging risk trends associated with your coverage. CyberAssurance® Plus is included in your medical professional liability policy at no additional charge. This protects you against risks associated with cyber threats.
ProAssurance offers regulatory risk protection for governmental or regulatory agency investigations related to the Texas Medical Board, Medicare or Medicaid, HIPAA, OSHA, and more. Coverage includes legal defense coverage for a covered investigation outlined in your medical professional liability policy. Refer to your local ProAssurance appointed agent for more information.
To help you prevent claims, insureds can earn CME credit by taking loss prevention program seminars. Seminars cover a wide range of risk management topics and are offered online for your convenience. This may fulfill Texas Ethics CME requirements for state licensing.
Risk Resource Advisors are available to discuss any questions you may have about seminars, risk management strategies, general risk advice, and more. Contact a Risk Resource advisor for all of your risk needs. Collaborating with an advisor can help you lessen uncertainties you face every day in the medical professional liability environment.
For more information, contact your local ProAssurance agent.
1221 South Mopac Expressway
Austin, TX 78746
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