Divisions and Programs

Whether you want to address healthcare professional liability for a health system, hospital, or facility, for physicians and groups, for allied healthcare providers, for medical products and life sciences, or for a private-label program, including workers’ compensation in many states. You can access a spectrum of solutions to address your unique needs.


Healthcare Professional Liability Division

Hospitals and other healthcare entities, along with physicians, groups, and allied healthcare providers, face a rapidly changing healthcare environment. To insure today’s medical risks wisely, it’s important to consider effective—including nontraditional yet not uncommon—options to meet your critical needs. No matter your requirements, ProAssurance’s Healthcare Professional Liability Division offers a full spectrum of solutions to help you address your unique situation and risk. 

Learn more about the healthcare liability insurance products and services available to you.


NORCAL Group, now part of ProAssurance, offers a full spectrum of medical professional liability insurance solutions to physicians and other healthcare providers.

As the needs of the healthcare industry have changed, so has NORCAL Group, keeping pace with the growing complexities and new risks physicians and practices face. Our flexible and comprehensive coverage options, as well as our industry-leading risk management, wellness, and burnout-prevention resources are supported by a talented and dedicated team of insurance professionals.

Learn more about the healthcare liability insurance products and services available to you.

Preferred Physicians Group

Preferred Physicians Medical Risk Retention Group, a Mutual Insurance Company (PPM) is the only company of its kind in America — an anesthesia focused medical professional liability insurance provider.

Learn more about anesthesia insurance options.

Ob-Gyn Risk Alliance Program (OBRA)

Obstetricians and Gynecologists can access a professional liability insurance program designed exclusively for them … with an unrivaled purchasing group for underwriting risk. OBRA serves these specialists’ specific needs and provides a patient safety program. Members are eligible for a profit-sharing premium renewal credit if the program experiences favorable loss ratios.

Learn more about this exclusive program for ob-gyns.

Certitude Program

Physicians who are affiliated with a participating Ascension health ministry have access to the Certitude healthcare professional liability program. Underwritten by ProAssurance Corporation companies*, Certitude was created to provide unique benefits, including superior claims results. The program focuses on risk management, patient safety, joint defense where feasible, and competitive rates.

*ProAssurance Indemnity, Inc., ProAssurance Casualty Company, and ProAssurance American Mutual, A Risk Retention Group.

Learn more about the Certitude program and services available to certain health ministry-affiliated physicians.

ProAssurance Agency

ProAssurance Agency serves direct customers with various business insurance coverage offerings. This includes dental professional liability coverage in Alabama and excess and surplus lines placements for appointed agents and brokers nationwide.

Learn more about ProAssurance Agency.

Eastern Alliance Insurance Group

For a best-in-class approach to workers’ compensation, ask whether coverage from Eastern Alliance Insurance Group is available in your area. Eastern has provided superior, individualized workers’ compensation products, programs, and services to businesses and organizations since 1997.

Learn more about workers’ compensation insurance products and services.

Inova Captive Insurance

Alternative insurance, commonly known as a ‘captive’ is a stable, secure solution for those companies where traditional insurance may not be the best fit. When organizations want to consider a captive option, Inova can help them maintain better control over workers’ compensation and professional liability insurance costs and outcomes. This option also offers the opportunity to share in underwriting profits and investment income by virtue of its successful Segregated Portfolio Company (SPC) structure, in place since 1998.

Learn more about alternative insurance options.

unite Individualized Workers’ Compensation for Small Business

unite is much more than your typical, required workers’ compensation insurance. When you partner with Eastern Alliance, you’ll feel our strong dedication to positive outcomes and our genuine support.   

Learn more about how unite can help your small business.

Medmarc Insurance Group

If you represent a manufacturer or distributor of medical technology or life sciences products, access Medmarc for its industry-leading insurance solutions and services. Founded by AdvaMed in 1979, Medmarc brought stability to the volatile products liability insurance market and insures risks around the globe.

Learn more about med tech and life sciences insurance products and services.

ProAssurance Insurance Company of America (PICA)

Podiatric physicians choose PICA, the leading provider of podiatric professional liability insurance. Known for state-of-the-art products and services, PICA provides unparalleled support of the profession through sponsorships, seminars, and more—with stability podiatrists have counted on for over 35 years.

Learn more about podiatric liability insurance products and services.

OUM Chiropractor Program

Chiropractors nationwide have accessed this program for their professional liability insurance since 1983—counting on a winning combination of value, service, and stability.

Learn more about chiropractic professional liability insurance and services.

ProAssurance DentistCare

ProAssurance DentistCare is our professional liability insurance for dentists, oral surgeons, and other dental professionals available in over 40 states and the District of Columbia.

Learn more about DentistCare.

LawyerCare Program

Lawyers and law firms can benefit from this professional liability insurance program that includes defined cyber and other coverage enhancements. Underwritten by Medmarc Insurance Group, LawyerCare is offered in both the standard and surplus markets in 30 states and D.C.

Learn more about the LawyerCare program and services.

Dale Underwriting Partners

ProAssurance is the majority capital provider for Lloyd's of London Syndicate 1729 (Syndicate), which is managed by Dale Underwriting Partners. The Syndicate underwrites insurance and reinsurance in both the U.S. and international markets. Its business includes insurance for large property risks and reinsurance for property, healthcare professional liability, general liability, and workers’ compensation coverages.

Visit the Dale Underwriting Partners website.