ProSecure

ProSecure for Physicians

You want to protect your identity and personal information from the threat of cyber-crime. Individual physicians can apply for ProSecure, ProAssurance’s suite of products underwritten by Tokio Marine HCC, formerly known as NAS Insurance Services, LLC. ProSecure's higher limits and additional coverages pick up where your policy’s CyberAssurance Plus® protection ends. This enhanced coverage includes:

  • Network Asset Protection—dependent business interruption loss sublimit
  • Cyber-crime—$100,000 sublimit, $2,500 retention

Coverage for loss of money or securities incurred due to financial fraud, including:

  • Wire transfer fraud;
  • Charges incurred for unauthorized calls resulting from the fraudulent use of the insured’s telephone system;
  • Expenses incurred to notify customers of phishing schemes, or emails that impersonate the insured or the insured’s brands, products, or services; and
  • Reimbursement costs for loss sustained from phishing schemes.

ProSecure also offers optional coverages like Breach Event Costs and Claims Expenses Outside the Limit for an additional premium.

ProSecure Q&A

We have collaborated with Tokio Marine to offer ProSecure—a suite of coverages addressing different healthcare-related risks. Coverage is designed specifically for physicians and medical practices insured with ProAssurance. 

1. What is ProSecure? 

ProSecure is our brand name for the following suite of products, all of which are underwritten by Tokio Marine:

  • Errors & Omissions Coverage
  • Regulatory Risk Protection
  • Enhanced Cyber Liability Coverage

2. What is the advantage of ProSecure?

ProSecure provides you and your clients with additional product options, including coverage that complements CyberAssurance Plus provided in our medical professional liability policy.

3. How are ProSecure products provided?

These products are sold, issued, and serviced by Tokio Marine, and written on Lloyd’s of London paper. ProSecure policies are separate from the CyberAssurance Plus coverage included in your medical professional liability policy.

4. Who handles underwriting and claims?

Tokio Marine handles underwriting and claims for all ProSecure products.

5. Is ProSecure available to all ProAssurance insureds?

ProSecure is available to all physicians whose medical professional liability policy is written by ProAssurance. Hospitals and dental physicians may qualify for similar coverages (via Tokio Marine), but are not part of the ProSecure program. Contact your ProAssurance agent for specific rates, coverages, and qualifications.

6. How do I submit an application?

Contact your ProAssurance agent for more information.

If you want to find an agent by coverage type and state, visit our Find an Agent page.

M4033W

M2473_2

Contact Us

If you have questions about cyber liability products, call Melanie Tullos at 205.439.7967 or email MelanieTullos@ProAssurance.com.

ProSecure Brochure

ProSecure Brochure thumbnail

Download the Brochure

CyberAssurance® Plus

CyberAssurance Plus coverage is included in your medical professional liability policy. It provides physicians and hospitals with protection against new cyber threats. 

Read more about Cybersecurity Coverages.