You can rely on your healthcare professional liability coverage from a leading provider—ProAssurance is one of the top property-casualty insurance companies in Ohio. You can trust ProAssurance's financial stability, superior claims defense, and Treated Fairly® commitment.
Local agents are available at over 15 appointed agencies statewide. This allows you to work with professionals who thoroughly understand Ohio’s medical professional liability market. ProAssurance is your key to a single-source solution for safeguarding your important identity as a physician.
ProAssurance uses public data from the Ohio Department of Insurance to demonstrate our commitment to claims defense. Your reputation is less likely to be damaged by an unnecessary settlement when ProAssurance defends your claim. ProAssurance closes claims without an indemnity payment at a significantly higher percentage in Ohio than the competition.* This gives you a greater opportunity to avoid the adverse results of claims litigation.
*Ohio tort reform requires all entities providing medical professional liability insurance (i.e., authorized insurers, surplus lines insurers, risk retention groups, and self-insurers) to report closed claims to the Ohio Department of Insurance. The department released data for 2005–2014, as of November 2016. The comparisons shown use reported ProAssurance data along with the remaining reported data from other entities to the department of insurance.
Source: Ohio Department of Insurance
You can make the choice for greater control over the uncertainties of the litigation process through ProAssurance's defense approach. An analysis of the Ohio Department of Insurance statistics shows ProAssurance helps give you an edge as you guard your valuable physician identity. ProAssurance pays more to defend our insureds. ProAssurance spends less on indemnity payouts, which means less on settlements and plaintiff’s verdict awards.
Defense costs are covered in addition to the limits of liability, so your coverage for any verdict is not lessened by defense costs. ProAssurance is uniquely dedicated to defending your care. Our focus is to spend what's necessary to provide you with a personalized and rigorous defense. Spending more on defense benefits you through fewer data bank reports for claims closed without an indemnity payment.
ProAssurance has a win rate significantly higher than other companies. Legal defense coverage is offered for additional circumstances, such as investigations related to HIPAA and Medicare/Medicaid pursuant to terms of the policy.
Your choice to continue your professional liability coverage with ProAssurance can save you money. You can earn premium credit through the Longevity Credit Program after choosing ProAssurance for three consecutive years, with the credit increasing each year up to a maximum credit. With ProAssurance, your choice is rewarded. Choose to be treated fairly.
To learn more about the ProAssurance Longevity Credit Program, contact your local authorized ProAssurance agent, or call 800.282.6242 and ask to speak with an Ohio underwriter.
You will be kept in the loop at every important step because unnecessary settlements can tarnish your reputation. ProAssurance has a policy of transparency, backed by a knowledgeable and experienced team who can help you understand services of interest. Our claims, risk resource, and underwriting staff are committed to making things easier for you, whenever possible.
ProAssurance can also help make practice management easier by helping you anticipate and solve problems. For example, our CyberAssurance® Plus coverage is included in your policy at no additional charge to address new cyber threats. Helping you understand what you pay for so you experience more control is our commitment.
600 Superior Ave East
Cleveland, OH 44114
670 Morrison Road
Columbus, OH 43230
Toll Free: 800.282.6242 ext: 368813
ProAssurance Group is rated A+ (Superior) by A.M. Best.