ProAssurance Agency

You can protect your entire practice through ProAssurance Agency and its various business and multi-line department coverages. ProAssurance Agency serves appointed agents and brokers nationwide, and direct customers in Alabama. 

PRA Agency logoYou can expect the same superior service and quality from ProAssurance Agency that professionals have experienced in the medical professional liability market for over 40 years.

Protect Your Entire Practice with Ease

ProAssurance Agency provides business owners and professionals Total Practice Protection® for business assets, cyber and regulatory risks, management liability, professional and personal coverages, and workers’ compensation.

It offers a Multi-Line Department for various business insurance offerings including:

Package Policy or Business Owners Policy (BOP)

You can obtain both your property and liability coverage for your business’ building, property, and replacement costs through a package policy.

General liability coverage through a BOP helps protect against claims for damages from bodily injury, or property damage costs resulting from your business operations. General liability also includes coverage for Durable Medical Equipment, Prosthetics, Orthotics, and Supplies (DMEPOS) for various healthcare professionals that use medical equipment to provide patient care. 

Cyber Liability

You can prepare for unexpected privacy breaches that may occur from the use of electronic equipment with a cyber liability policy. Privacy breaches can lead to identity theft. Third-party (cyber liability) coverage includes disclosure, content, and reputational injuries. First-party (cybercrime expense) coverage includes privacy notification expenses, crisis management, e-business interruption, and communication loss.

CyberAssurance® Plus is included in ProAssurance medical professional liability policies. It provides physicians and hospitals* with protection against cyber threats. ProSecure® is an extension to CyberAssurance Plus, providing physicians higher cyber liability limits, plus coverage for errors and omissions and regulatory risk protection.

Visit the Cybersecurity Coverages page to learn more.

*In certain states.

Regulatory Risk Protection/MEDEFENSE Plus

Regulatory Risk Protection or MEDEFENSE® Plus coverage for Recovery Audit Contractor (RAC) audit findings options include:

  • Attorney and audit costs
  • Payment for potential fines and penalties
  • Defense costs
  • Civil fines
  • Penalty coverages:
    • Health Insurance Portability and Accountability (HIPAA)
    • Stark Law
    • Emergency Medical Treatment and Labor Act (EMTALA) 

Management Liability 

Fiduciary Liability—Business owners or employers may use this policy to protect their employee benefit plan assets. 

Employment Practices Liability (EPL)—You can purchase coverage for alleged wrongful acts arising from employment-related claims. This management liability policy is for claims including wrongful termination, discrimination based on sex, race, age, disability, or sexual harassment.

Directors and Officers Liability (D&O)—Directors or officers of an organization or company may want indemnification for losses. This may include defense costs from an alleged wrongful act in a criminal or regulatory investigation or trial during your role as director or officer.


Pension and profit-sharing plans (401k)—Protect employee-sponsored retirement plans against administration errors or breaches of duty under the Employee Retirement Income Security Act of 1974 (ERISA) with this coverage.

Crime and fidelity—You can protect your commercial business from losses resulting from potentially fraudulent acts, theft, dishonesty, or other criminal acts of a specific employee. 

Workers’ Compensation

Workers’ compensation insurance can provide protection for you and your employees for accidents or diseases resulting from job-related incidents. Many states require employers with five or more employees to carry workers’ compensation. 

Personal Lines

Professionals and ProAssurance employees can apply for personal coverage policies for their home, auto, or other needs.

Professional Liability

Dental professional liability is offered to customers in Alabama.


Agencies without an Excess & Surplus (E&S) license may benefit from ProAssurance Agency for E&S placement. ProAssurance Agency’s E&S division for Total Practice Protection includes:

  • ProAssurance Specialty Insurance Company wholesaler for physicians, hospitals, podiatrists, entity-only, and CRNAs
  • Allied professional liability wholesale broker
  • Medmarc Insurance Group, including Noetic Specialty Insurance Company direct wholesaler for products liability/clinical trials
  • Miscellaneous errors and omissions (E&O) coverage for chiropractors, lawyers, medical directors, surgery centers, and other medical specialty groups
  • Eastern Alliance Insurance Group program administration for Inova®, professional and general liability, and workers’ compensation “protected cells,” or a Segregated Portfolio Company (SPC) structure

Easy access to a single-source solution is a priority at ProAssurance Agency—that’s only fair.


Contact Us

If you have questions about ProAssurance Agency’s coverage offerings or interested in a no-obligation quote, call 844.331.6298, or email

For ProAssurance Agents needing information on how the ProAssurance Agency can assist with placing E&S risks, contact Lisa Montgolf at 205.445.2661

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ProSecure is an extension to CyberAssurance Plus, providing physicians higher cyber liability limits, plus coverage for errors & omissions and regulatory risk protection.

Read more about ProSecure.

Podiatric Physician Coverage

Podiatric physicians can visit the ProAssurance Insurance Company of America (PICA) website to learn more about ProAssurance Agency coverages.