According to the unique characteristics of your healthcare organization, hospital professional liability insurance and healthcare systems professional liability insurance can take many different approaches. ProAssurance is committed to helping you access the single-source solution you want for your organization with as much ease as possible—all while pledging to treat you fairly.
You can expect us to respect your organization’s important focus and expertise while providing tools to help your team experience more control and less uncertainty. With the medical environment’s rapid change, your organization can benefit from our vigilant, consistent approach.
Not all policies are the same. The importance of your insurer’s financial stability and flexibility cannot be overstated. Your organization can benefit from selecting an insurance option that makes sense for its unique needs—along with your insurer being there when needed and committed to making things easy. As such, it’s important to approach your purchasing decision with the same diligence and care your organization delivers to its patients.
You can choose from a spectrum of ProAssurance solutions from simple to sophisticated, all with our deep expertise. These solutions enable you to choose a strong fit from a variety of traditional, risk sharing, and alternative risk options. Underwriting is by a ProAssurance Group company, rated A+ (Superior) by A.M. Best. Our roots insuring hospitals and healthcare systems go back to 1985.
Smaller hospitals and health systems often favor first-dollar coverage or deductible options. Some may require excess and surplus lines coverage. Even these more traditional approaches provide you with variety of choices that your ProAssurance-affiliated agent, broker or sales representative is happy to explain.
Large hospitals and healthcare systems may select the opportunity to share risk and realize a reward for good outcomes according to the level of risk your organization wants to assume. These include ProControlSM, retrospective rating programs, fronting for self-insured retention programs, quota sharing, loss sensitive programs, and risk purchasing groups. Risk purchasing groups currently underwritten by ProAssurance include the Ob-Gyn Risk Alliance and Certitude® (for physicians affiliated with Ascension health ministries). Your ProAssurance-affiliated agent, broker or sales representative is happy to discuss relevant options after hearing your unique needs.
Very large healthcare systems may want to consider a turnkey captive solution through our Inova® program—or may desire complex risk valuation solutions or a loss portfolio transfer program. Your ProAssurance-affiliated agent, broker or sales representative is happy to discuss relevant options after hearing your unique needs.
No matter the size of your hospital’s or facility’s healthcare professional liability risk, ProAssurance can help you make it simple to choose a solution to address your organization’s unique needs.
If you have a risk management question and would like to speak with someone, call 844.223.9648 for a Risk Resource Advisor or email RiskAdvisor@ProAssurance.com.
Our Service Center's credentialing team can assist you with your requests for Certificates of Insurance (COI) and adding new COI holders.
You can download authorization forms such as for claims history or loss runs on our Frequently Downloaded Forms page.